Introduction
There’s nothing quite like a warm, cheesy, and creamy dish of loaded scalloped potatoes fresh out of the oven. This dish takes the traditional scalloped potatoes recipe to the next level by adding crispy bacon, caramelized onions, and a rich, velvety cheese sauce. Perfect for holidays, family dinners, or a cozy comfort meal, this side dish is both indulgent and satisfying.
Unlike au gratin potatoes, which rely on grated cheese between layers, scalloped potatoes are made with a smooth, creamy sauce. But in this version, we’re enhancing the classic by adding layers of smoky bacon and savory caramelized onions. The result? A dish that is not only delicious but also visually stunning. try this Lemon Butter Scallops
To ensure your sauce has the perfect consistency, understanding the science of roux is crucial. A proper roux acts as a thickening agent, preventing your scalloped potatoes from becoming too watery. And if you’re wondering which cheese will melt beautifully and give you the best texture, this guide on the best cheeses for baking is a game-changer.
Ingredients Breakdown
Main Ingredients:
To make loaded scalloped potatoes, you’ll need:
- 3 lbs potatoes (Yukon Gold for buttery flavor or Russet for a classic texture)
- 8 oz cheese (Sharp cheddar, Gruyère, or a combination for the ultimate melt)
- 12 oz bacon (Cooked until crispy and crumbled)
- 2 medium onions (Thinly sliced and caramelized)
- 3 cups whole milk (For a rich, creamy sauce)
- 4 tbsp unsalted butter (Forms the base of the roux)
- 4 tbsp all-purpose flour (Thickens the sauce)
- 2 tbsp olive oil (For caramelizing onions)
- Salt, pepper, and garlic powder (To enhance flavor)
Ingredient Substitutions:
- Swap bacon for ham or turkey bacon for a different flavor.
- Use dairy-free cheese and almond milk for a lactose-free version.
- Add a touch of cayenne pepper or jalapeños for a spicy twist.
Kitchen Tools & Equipment Needed
Before you start, gather the right tools to make the process smooth:
- Mandoline slicer – Ensures evenly sliced potatoes for even cooking.
- Large skillet – To cook the bacon and caramelize onions.
- Whisk & saucepan – Essential for making the roux.
- 9×13 baking dish – Ideal for layering and baking the potatoes.
Step-By-Step Cooking Instructions
1. Caramelize the Onions
- Heat olive oil in a skillet over medium heat.
- Add thinly sliced onions, season with salt, and cook slowly until golden brown.
- Remove from heat and set aside.
2. Cook the Bacon
- Fry or bake bacon until crispy.
- Drain excess grease and crumble into small pieces.
3. Make the Roux
- Melt butter in a saucepan over medium heat.
- Whisk in flour and cook for about 2 minutes.
- Slowly pour in milk, whisking continuously to avoid lumps.
- Simmer until slightly thickened, then remove from heat.
4. Assemble the Dish
- Preheat oven to 350°F.
- Layer half of the potatoes in a greased baking dish.
- Top with half of the caramelized onions, bacon, and cheese.
- Pour half of the roux over the layers.
- Repeat the layers and top with remaining cheese.
5. Bake the Potatoes
- Cover with foil and bake for 1 hour.
- Remove foil and bake for an additional 30 minutes until golden brown.
- Let cool for 10 minutes before serving. you can try also this Cheesy Hamburger Potato soup

Customizing Your Loaded Scalloped Potatoes
One of the best things about loaded scalloped potatoes is how versatile they are! Whether you want to add more protein, spice things up, or make them healthier, there are plenty of ways to customize this dish to fit your preferences.
🥩 Add More Protein
- Ham or Sausage – Swap out the bacon or add in diced ham or crumbled sausage for a heartier dish.
- Shredded Chicken – Mix in some rotisserie chicken for extra protein and a delicious twist.
- Vegetarian Option – Skip the meat and add sautéed mushrooms or roasted red peppers for a meatless version.
🌶️ Add a Spicy Kick
- Jalapeños – Layer in thinly sliced jalapeños for some heat.
- Cayenne Pepper – Sprinkle a little cayenne into the roux for a spicy, creamy sauce.
- Hot Sauce – A few dashes of your favorite hot sauce can elevate the flavor.
🧀 Experiment with Different Cheeses
- Smoky Flavor: Use smoked gouda or smoked cheddar.
- Extra Creaminess: Add brie or fontina for a velvety texture.
- Sharpness: Swap in Parmesan or extra-sharp cheddar.
Customizing your loaded scalloped potatoes ensures they’re always unique, delicious, and suited to your taste! Discover the origins of scalloped potatoes. 🥔🧀🔥
What to Serve with Loaded Scalloped Potatoes
Loaded scalloped potatoes are a rich, creamy, and indulgent side dish, making them the perfect complement to a variety of main courses. Whether you’re preparing a holiday feast or a weeknight dinner, these potatoes pair well with both hearty meats and lighter dishes.
🍖 Best Protein Pairings
- Juicy Roast Beef – The tender, savory flavors of roast beef balance the creamy richness of the potatoes.
- Garlic Butter Baked Chicken – A simple yet flavorful chicken dish enhances the cheesy goodness of scalloped potatoes.
- Honey Glazed Ham – The sweet and smoky glaze on ham perfectly complements the bacon and cheese in the potatoes.
🥗 Lighter Side Dish Options
- Crisp Garden Salad – A fresh salad with a tangy vinaigrette helps cut through the creaminess.
- Steamed Green Beans – Adds a simple, nutritious touch to the meal.
Pairing these potatoes with the right dishes creates a well-rounded and satisfying meal that everyone will love! 🥔🧀🔥
Make-Ahead & Storage Tips
One of the best things about loaded scalloped potatoes is that they can be made ahead of time, making them a perfect choice for holidays and gatherings. Follow these tips to prepare, store, and reheat them while keeping their creamy, cheesy texture intact.
🕒 Make-Ahead Instructions
- Assemble & Partial Bake: Prepare the dish as instructed, bake it covered for 1 hour, then let it cool completely.
- Refrigerate: Once cooled, cover tightly with foil and store in the fridge for up to 2 days before serving.
- Final Bake: On the day of serving, remove from the fridge 1 hour before baking, then bake uncovered at 350°F for 35-45 minutes until heated through and golden on top.
❄️ Freezing Instructions
- Freeze Before Baking: Assemble the dish but do not bake it. Cover tightly with plastic wrap and aluminum foil, then freeze for up to 3 months.
- Thaw & Bake: Let the dish thaw in the fridge overnight before baking as directed.
🔥 Reheating Leftovers
- Oven: Cover with foil and bake at 350°F for 20-30 minutes.
- Microwave: Heat individual portions in 30-second intervals, stirring in between to ensure even heating.
With these storage tips, your loaded scalloped potatoes will taste just as fresh and delicious as when they were first made! 🥔🧀🔥
Common Mistakes & Troubleshooting
Even though loaded scalloped potatoes are a fairly simple dish to prepare, a few common mistakes can lead to watery sauce, undercooked potatoes, or curdled cheese. Here’s how to avoid them and achieve perfectly creamy, cheesy, and flavorful scalloped potatoes every time.
❌ Watery Sauce
- Problem: The sauce turns out too thin or soupy.
- Solution: Ensure your roux (butter + flour mixture) is thick before adding the milk. Let it simmer and thicken slightly before layering it with the potatoes.
❌ Undercooked Potatoes
- Problem: The potatoes are still firm after baking.
- Solution: Slice them thinly (⅛-inch) using a mandoline slicer for even cooking. If they remain undercooked, bake for an extra 15-20 minutes covered.
❌ Cheese Curdling
- Problem: The cheese separates, making the sauce grainy.
- Solution: Use freshly shredded cheese instead of pre-packaged, as additives prevent smooth melting. Avoid overheating the cheese sauce.
❌ Not Crispy Enough?
- Problem: The top layer lacks a golden, crispy texture.
- Solution: Broil for the last 5 minutes of baking to create a beautifully browned cheese crust.
Frequently Asked Questions (FAQs)
1. What’s the Difference Between Scalloped and Au Gratin Potatoes?
- Scalloped potatoes are cooked in a creamy, roux-based sauce, while au gratin potatoes have layers of grated cheese and sometimes breadcrumbs, creating a crispier top layer.
2. Can I Use Pre-Shredded Cheese?
- Freshly shredded cheese melts better because pre-shredded cheese contains anti-caking agents that prevent smooth melting.
3. Can I Make This Dish Ahead of Time?
- Yes! Assemble and bake loaded scalloped potatoes for the first hour, let them cool, then refrigerate for up to 2 days. Reheat uncovered at 350°F for 30-40 minutes.
4. Can I Make This in a Slow Cooker?
- Absolutely! Layer the ingredients in a slow cooker and cook on low for 6 hours or high for 3-4 hours until the potatoes are tender.
5. How Can I Make This Dish Vegetarian?
- Simply omit the bacon and add sautéed mushrooms, spinach, or roasted red peppers for extra flavor.
Got more questions? Drop them in the comments, and let’s make this dish even better! 🔥🥔🧀
Final Thoughts
Loaded scalloped potatoes are a rich, satisfying, and indulgent dish that’s perfect for any occasion. Whether you’re making them for a holiday feast or a weeknight comfort meal, these potatoes will always steal the show.
Ready to make the cheesiest, creamiest, and most delicious scalloped potatoes ever? Get cooking and enjoy! 🍽️🔥